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If you’re thinking about buying a house in Citrus County, and if you’re going to buy one with the help of an agent, make sure you get the service you need. Read this blog post for information about buying a house? Demand these 3 things from your agent in Citrus County…

If you’re planning to buy a house, you might want to think about getting help from an agent. An agent provides many different benefits and services and they should be focused on serving you and help you.

So, buying a house?

Demand these 3 things from your agent in Citrus County. (And if you don’t get them, find another agent who can help you).

#1. Ask for their track record
Find out how good your agent will be in representing you. See if they can provide you with testimonials and success stories, or some other kind of indicator of how well they represent you. Remember, they should be able to find you plenty of houses to look at and then negotiate well on your behalf.

#2. Ask to look at lots of houses, multiple times
An agent wants to get you into a house as soon as they can. Although they want you to be happy, of course, they also want to minimize how long they take to work with you. Demand that they spend all the time you need.

One way to get their help here is to ask to see lots of houses, and, ask to see some houses multiple times. The reason is simple: An agent might want to show you five houses… but what if you find your dream home after looking at the fifteenth house?

Or, what if you look at ten houses and realize that you want to go back and look at the first house again? A good agent will comply with your wishes.

#3. Ask to drive around the neighborhood
Agents can often be focused on houses and they forget all the other reasons you want to buy a house. For example, you might want to know that there are good schools and parks nearby for your children; so, ask your agent to show you a house and then drive around the neighborhood to view what the neighborhood is like. Both pieces of information are essential for you to make an informed decision.

Agents are not all the same. Some will do more for you and some will do less. But if you want an agent to serve you make sure you know ahead of time what you want and ask the agent if they’ll do it. Buying a house? Demand these 3 things from your agent in Citrus County… and you’ll love finding the house of your dreams!

If you want to buy a house in Citrus County we can help you with that. Click here now and fill out the form or call our office at (352) 613-2718.
Posted on 16 Jul 2019 by donnador
Buying and selling a home at the same time is a tough row to hoe in any market. It is a difficult juggling act that requires the coordination of all kinds of logistics, which is made even more difficult by trying to close simultaneously or close together on two homes. But it can and is successfully done, for, according to the 2017 Zillow Group Consumer Housing Trends Report, 71% of home sellers are also looking to buy a home at the same time. But it remains a sticky catch-22 situation for them – that is, trying to know whether to buy first or sell first. So let’s examine the two most common scenarios and some tips for buying and selling a home at the same time in Citrus County.

Buying Before You Sell
Buying a home before selling your current one is probably the tougher of the two situations because it takes more financial juggling. Here, though, are a few ways to handle buying and selling a home at the same time in Citrus County in this case:

Top realtors advise using a “home sale contingency in any offer that you make” because it “allows you a set period of time to find a buyer for your old house before you move forward with settling on your new home. If you can’t find a buyer in time, you have the option to try to extend the contract or to back out of the deal.” The rub here, though, is that these contingencies aren’t used very much anymore. Sellers aren’t very fond of them because of the risk they take in never knowing for sure whether the deal will go through.

Another way to handle buying and selling a home at the same time in Citrus County is by using a bridge loan. This is a short-term loan that allows you to pay your current mortgage in order to ease the inherent financial strain. When you sell your old home, you use the proceeds from the sale to pay off the bridge loan. This way, you avoid having to pay on two mortgages simultaneously. But do keep in mind that a certain amount of risk accompanies bridge loans. They typically come with strict terms and high-interest rates, which means the selling and buying transactions have to move forward without any complications or delays.

Although this may be the most financially difficult, it is usually the safest strategy for buying and selling a home at the same time in Citrus County. It allows you to take your time marketing your old home and allows you to submit offers for new ones without the hassle of contingencies or the worry of paying off a bridge loan.

Selling Before You Buy
The other typical situation is the one in which you sell your old home before you buy the next one, which, of course, is typically more financially secure. But it does have its negatives, such as having to move twice within a relatively short time period. Here are a few ways to handle it:

For smoothly buying and selling a home at the same time in Citrus County in this instance, you can use the settlement date to your advantage by closing on both homes on the same day. Then, you just move out of one home and into the other with no delays or extra expenses. Just keep in mind that this will be a point of negotiation, and you may have to make concessions in another area to get the date you need.

A rent-back contingency is a contract provision that allows you rent your old home from the buyer till you can purchase and move into your new home. You are, however, asking the buyer for a favor, so it may not always work out because she isn’t obligated to grant the rent back. But it’s an option that can work, so it never hurts to try.

If none of the other options works out, you can always rent a place to live for a short time until you close on your new home. The problem, though, is that short-term rentals will cost you significantly more than longer-term rentals. And, of course, you will likely have to rent a storage unit to put your overflow belongings in till you move.

Another Strategy
Buying and selling a home at the same time in Citrus County can be not only complicated and financially stressful, but can be overwhelming as well. A local, experienced real estate agent can help you find the best option for your situation and help you successfully navigate all the complexities.

We are prepared and ready to help you when buying and selling a home. Just contact us today! (352) 613-2718
Posted on 03 Jun 2019 by donnador
It’s been in the back of your mind for a while, but you don’t really want to admit it. You’ve been thinking about buying a new home in Citrus County, though something keeps you from taking the plunge.

You can only deny the need for so long; eventually, you’re going to have to admit that you need to find a new home for yourself and your family. But how do you know when?

Here are 7 signs it’s time to move to a new home in Citrus County:

When you first bought your home, that two-bedroom, one-bathroom bungalow was just perfect for you and your partner.

But a few years and a few kids down the line, you’re all tripping over one another at every turn.

Going minimalist is one option, but if you’re down to the bare bones on your belongings and still can’t find space to breathe, it may be time to consider other options.

The opposite of having too little house to hold all the people, pets, and things you need is when you have more house than you need.

If you’ve got tons of extra rooms, whether from becoming empty-nesters or from over-buying when you chose a house, you could be costing yourself tons of time and money in the long run.

Think about it: Even if you use a spare bedroom or two just as storage or the occasional guest room, you still have to pay to heat and cool, maintain, and clean those areas. Plus, that extra square footage means higher taxes!

Take some time to consider how much house you actually need. If you’ve got way more space than is practical, it may be worthwhile to think about downsizing.

Do you ever feel as if there’s more month than money, and that most of your income is going to paying your mortgage? You’re not alone.

The standard recommendation is to not spend any more than 28 percent of your monthly pre-tax income on housing. If you’re spending more than this, it may be time to investigate downsizing or moving to a lower-cost area of Citrus County.

Unless you find a way to make more money than you do now, the financial stress you feel over your housing costs will only continue until you make a change.

Over time, neighborhoods shift and change, and not always for the better.

What was once a great place where you barely felt you had to lock your doors may have become a neighborhood you’re afraid to walk through at night.

Whatever the cause, an uptick in crime or a decrease in your feelings of safety and security in your own home is a valid reason to look for a new home in Citrus County. Even going a few streets over can change the atmosphere tremendously.

Perhaps you’ve received a big promotion, allowing you to get that larger house. Or, your company has downsized and you’ve got to tighten your financial belt for the foreseeable future.

If it looks as if your financial situation will be different for a long time – good or bad – it may be time to reevaluate your living conditions.

Think of this time as an opportunity to really sort out your wants and needs and find the home that’s going to be right for you and your family at this moment.

Face it: driving to work isn’t the best part of anyone’s day, but for those with long commutes across town, it can be downright frustrating.

If your commute is eating up large portions of your day, cutting into the time you could be spending with your family or relaxing and recharging for the next work day, it may be time to consider looking for a new home in Citrus County that’s closer to work.

The bonus of moving closer to work is that your stress levels should actually decrease, even if your working conditions remain the same.

Less time spent in the car, less stress, and a new house? Sounds like a win!

A relationship change is one of the main reasons people give for finding a new house.

Whether you’ve just gotten married or decided to move in together and are looking for a larger place to live, or you’re getting divorced or going through a breakup and need to downsize, starting fresh in a new house may be just what you need to truly mark the transition.

Especially if your decision to look for a new home was motivated by the breakup of a relationship, moving into a new home can do wonders for your health and happiness, helping you start your new life with a positive outlook.

Are you looking to move into a new home in Citrus County for these or any other reasons? Contact us today at (352) 613-2718 for help!
Posted on 27 May 2019 by donnador
You may have heard (but more likely haven’t) the term “pocket listing.” Either way, a pocket listing, though not all that common, is one more tool you and your agent have in your toolbox for selling or buying a house. While pocket listings in Citrus County are more common for higher-end homes, they can work effectively for other homes and buyers/sellers. There are benefits, to be sure, of using pocket listings, but there are certain drawbacks as well. So let’s take a look in order to arrive at an understanding of pocket listings in Citrus County.

What is a Pocket Listing?
Here’s the short version: a pocket listing is a property offered for sale, but one that is purposely not listed in any Multiple Listing Service (MLS). So the agent and the seller keep the listing “in their pocket,” metaphorically speaking. Pocket listings in Citrus County, then, are a species of private sales that are deliberately not made public, typically for various privacy reasons. Both sellers and buyers use pocket listings often for personal reasons

Further, pocket listings are not all the same because it is an umbrella term that covers a lot of variations. For example, if you sell your house to or buy it from a friend or family member before the agent can get it listed on the MLS, that could be considered a pocket listing. Or someone who doesn’t want her house listed on the MLS for whatever reason would be using a pocket listing. In any case, your agent will still be obliged to get you the best deal possible. (Find out more by calling {phone].)

Pros of Pocket Listings
The pros of pocket listings in Citrus County include:

According to agent Nathanial Pitchon Getzels, “Some people don’t want the general public to know they’re selling, or don’t want to have pictures of the insides of their homes all over the Internet – especially celebrities.” And the privacy afforded by pocket listings prevents that. In addition, it keeps all those mere tire kickers and people who are just curious from traipsing through your home and wasting your time. Typically, buyers interested in pocket listing are pre-approved and serious.

For sellers, pocket listings are also a good way to test the market to see what buyers are willing to pay, and for buyers a good way to see what sellers will accept. Doing this before listing on the MLS is a good way to avoid having to reduce the price later on.

One of the worst scenarios for sellers is the one in which their house sits on the market unsold for a long time – because buyers will assume something is wrong with the property. But, according to Devon Thorsby, real estate columnist for U.S. News & World Report, “Listing a property privately is an attractive option to avoid the gaze of the public eye and to protect the property from the stigma that can develop if it remains on the MLS longer than the market average.”

Many people aren’t really all that interested in buying or selling a house, but will consider is if the price is right. Pocket listings in Citrus County can be the perfect vehicle in this situation. If, for example, an agent can find a motivated buyer looking for a house like yours, that means an easy transaction without the hassle of listing and showings.

Typically, real estate agents charge a commission of about 6% of a homes sale price. But because a pocket listing is outside the bounds of traditional real estate transactions and your agent invests less time and effort, your chances of negotiating a lower commission are much better.

Cons of Pocket Listings
Although pocket listings in Citrus County have definite advantages, there are some cons as well, such as:

When a property is listed on the MLS, it will likely be viewed by millions of people, which greatly increases the odds of a sale fairly soon. That, however, is not the case with a pocket listing because far fewer people are aware of it.

While many people shop for homes online now, some still do it the old-school way by driving around and looking for for-sale signs. With a pocket listing, you won’t have a for-sale sign out front so you won’t get this kind of traffic.

If you don’t put your house on the market by listing it, you’ll never really know what the market will bear with respect to price. Pocket listings often mean fewer and lower bids.

Because pocket listings are “secret,” a lot of agents believe this makes it too difficult to perform any kind of comparative analysis. And this means you can’t really know the fair market value – whether you’re setting an asking price or making an offer.

Consult Your Agent
Pocket listings in Citrus County can be a valuable tool for both sellers and buyers, but it is not something you should tackle on your own. Operating outside the traditional real estate box in this way requires the expertise of qualified local real estate professionals.

To find out more about pocket listings in Citrus County, contact us today!
Posted on 20 May 2019 by donnador
The Pros And Cons of Dual Agency
Dual agency is an option in some states that sellers and buyers can enter into with their real estate agent(s). While this can streamline transactions, you absolutely must be aware of everything it entails, especially because one party can wind up getting the short end of the stick. So here are the pros and cons of dual agency in Citrus County.

What is Dual Agency?
Dual agency, as defined by one of the top real estate sites, “refers to the relationship that you, as a buyer or seller, have with your real estate agent. Dual agencies can occur with two agents or with a single agent, which is more common. “In a dual agency with a single agent, the seller’s agent who also represents the buyer is operating under a dual agency.” So dual agency involves one agent in both roles, serving essentially as both seller’s agent and buyer’s agent.

Obviously, this can result in a conflict of interests, and that’s why it is not allowed in all states. In those states where it is allowed, dual agents are obligated to inform both the seller and buyer of the dual agency. “These two parties must also sign consent forms indicating that they understand the concept of dual agency, as well as the restrictions imposed on the real estate agent by this type of agreement.”

Pros of Dual Agency in Citrus County
The pros of using a dual agent include the following:

With one agent handling both ends of the deal, documents can be prepared and executed more quickly and expeditiously. In addition, it makes the negotiations process much smoother when offers and counteroffers can be communicated quickly and effectively. Basically, the middleman is removed, and everything works better.

Dual agency in Citrus County also means that a single agent has more information at her fingertips. One agent can share necessary information quickly with both buyer and seller. This means that the buyer’s agent won’t have to keep contacting the seller’s agent to get answers to questions and to get responses to offers.

Because a dual agent acts on behalf of both buyer and seller, thus getting paid for two jobs simultaneously, she may be willing to agree to a lower commission.

Also, because the agent thoroughly understands the situations and needs of both buyer and seller, she will be able to construct more attractive offers and conduct more effective negotiations.

Cons of Dual Agency in Citrus County
But before you decide to go with a dual agency in Citrus County, you also need to be aware of the negative and risky aspects, such as:

A dual agent who is getting two commissions – one from the buyer and one from the seller – may be just a little to eager to close as fast as possible in order to collect those commissions. In fact, it does happen (although certainly unethical and perhaps illegal) that dual agents fail to disclose certain facts that might sour the deal and cause them to lose those commissions.

A dual agent has a duty of loyalty to both clients, to both buyer and seller. The agent must strive to get the best deal for the buyer and the highest price for the seller. But these are, obviously, competing interests. So the agent may show favoritism by advancing the interests of one party over those of the other. It is a natural human thing to do, and real estate agents certainly aren’t immune.

If you are a buyer, your buyer’s agent will typically advise you on how reasonable the listing price is and may suggest offering something lower. But it can happen with a dual agency in Citrus County that the agent defends the original listing price in order to get a larger commission.

The goal of a seller’s agent is to get a buyer to purchase the property the seller is selling – not to find the house that is the best fit for the seller. That means that if you use a dual agent, you may be missing out on properties that better fit your needs simply because you don’t have an agent (a buyer’s agent) with only that objective.

if any legal issues arise, your options may be more limited with a dual agency in Citrus County. You are dealing with only one broker’s office, and that limits who you can bring a lawsuit against if such a situation arises.

The Must-Have for Successful Dual Agency
Dual agency in Citrus County can certainly work to your benefit. But it also carries several significant dangers. So if you choose to use a dual agent, you absolutely must have one you can trust unconditionally. And that’s where we come in.

Discover more by sending us a message or calling us at: (352) 613-2718
Posted on 13 May 2019 by donnador
Are you working with a local Citrus County agent to sell your house? Or maybe you’re thinking about it? If so, we’ve collected the top 4 things you need to expect when selling with an agent — to help you navigate this process easily!

There are many ways to sell your house and many people choose to work with an agent to help them during that process. Do you plan to work with an agent? If so, here are 4 things you need to expect when selling with an agent in Citrus County…

4 things you need to expect when selling with an agent

#1. Money
A real estate agent is a professional who performs a service for your benefit. This shouldn’t come as a surprise, and yet many people are surprised when they learn that the agent charges a commission for their service… and this commission can be thousands of dollars in some situations! For some people, that’s okay because they want the benefits that an agent provides, but it can be a costly surprise if you’re not prepared.

#2. Time
You probably want to sell your house as quickly as possible. An agent wants that too. However, an agent is at the mercy of what buyers want… and agents will work hard to find a buyer for your house but they can’t always guarantee that your house will be sold within a certain timeframe. (Note: if you need to sell in a certain timeframe, the fastest way to sell is to skip an agent and just let us buy your house directly. Call us at (352) 613-2718 to learn more about this service).

#3. Showing
For an agent to find a buyer who wants to buy your house, they have to show it to people. Buyers will obviously want to walk through the house and decide for themselves if it’s the right house for them. Therefore, if you work with an agent, you should expect the agent to arrange showings with buyers – which means you may need to leave your house while buyers walk through it.

#4. Unknowns
Agents provide a great service but the truth is – agents can’t control the process. There are many unknowns that will influence the sale of your house. These unknowns include: the number of other sellers selling similar houses, the number of buyers who want to buy, the number of banks willing to lend money for mortgages, the state of the economy in the city, within the state of FL, and in the country as a whole. Therefore, you may want to sell right now at a certain price, and the agent will do their best but you may be forced to sell later at a lower price.

Selling your house can seem daunting, which is why many people choose to work with a real estate agent. If that’s how you want to sell your house, make sure you know these 4 things you need to expect when selling with an agent in Citrus County.

At Citrus Realty LLC, we also buy houses! If you still want an offer from us, or if you want to meet an agent that we recommend, click here now and fill out the form or call our team at (352) 613-2718
Posted on 09 Jun 2017 by donnador
Are you thinking about selling your Citrus County house with the help of an agent? There are so many agents out there that it’s hard to know which one’s the right one. That’s why we’re sharing this blog post about how to find the right real estate agent that fits your needs in Citrus County.

Selling your house can seem like a daunting task, which is why many people turn to a real estate agent to help them. After all, a real estate agent’s job is to work on your behalf to help you sell your house! But there are so many agents out there and they all claim to be the very best! How can you decide which is the right agent for you?

Here’s our recommendation about how to find the right real estate agent that fits your needs in Citrus County.

How to Find the Right Real Estate Agent that Fits Your Needs in Citrus County
Ask Around
Ask around to your friends, family, and other trusted people to find out which agents are worth working with. Some people will tell you not to work with one agent, while others will have great things to say about another agent. Ask everyone you know (and hey, you can even reach out to us at (352) 613-2718 and ask for a recommendation from us!) Make a short list of agents.

Look Up The Agents
Go online and look up the real estate agents. Do they have a website? Do they have a Facebook page? Search their name in Google.

Check Out Their Credentials
Look at their website and Facebook pages. What does each say about them? What kind of ratings do they have? What testimonials are there? What awards have they won? How many transactions have they completed?

Review And Narrow
Review your findings and narrow down these agents to just a couple who look like they will be able to help you the best.

Book An Appointment
Call your shortlist of agents to book an appointment and ask how they’d help you sell your house.

Make A Choice
Finally, choose the agent who will help you the most based on all of this information… and then you can start the process of selling your house!

Note: this is a great way to find an agent but it can also take some time. You can always ask us for an agent referral to sidestep all of these steps; or, if you’d like to sell your house faster, why not give us a call at (352) 613-2718 and we’ll see if we can buy your house from you.

If selling seems like more trouble than you want to deal with yourself, an agent is there to help. But finding the right agent might also seem overwhelming. That’s why you should read this blog post again if you’re wondering how to find the right real estate agent that fits your needs in Citrus County.

At Citrus Realty LLC, we also buy houses! If you still want an offer from us, or if you want to meet an agent that we recommend, click here now and fill out the form or call our team at (352) 613-2718
Posted on 16 Mar 2017 by donnador
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Featured Listings
All Office Listings
Search All Homes
What's Your Home Worth?
Premier Zillow Agent
Realtors Association of Citrus County
Florida Realtors
National Association of Realtors
Women's Council of Realtors
Equal Housing Opportunity MLS
Citrus Realty, LLC, Real Estate, Citrus Springs, FL
Veterans Advocacy & Benefits Association Logo

Multi-Million Dollar Producer
Since 2013